It is hard to believe it is already December. We are all ready to put 2022 behind us. It is time to look ahead to next year. We are all hoping for better things. But there is one major concern on our minds. What if stocks go down again in 2023? We look at the potential impact of back-to-back down years of negative investment returns.
This year has been very difficult for investors. A bear market has plagued both the stock and bond markets. The dark clouds of pessimism dominate the media. But things will change. Better times are ahead, and it is nearing time to shake the doldrums. Are you ready for the next bull market?
The midterm elections are two weeks away. One-third of the Senate and every Congressperson faces re-election. The current balance of power in both chambers is at stake and the races have captured the attention of many. Regardless of your political beliefs, many of our clients want to know what impact elections have on the stock market.
Generating income in retirement is a key component of your overall financial plan. Do you depend on ongoing capital growth or dividends to generate the funds you need? You can think of the growth as snow and the dividends as rain. Either way, it's all water, and it can all work to help you create the income you need.
This week we have a live broadcast to discuss the current bear market. We'll talk about: what has made this one different, Have we reached the bottom? How does this bear compare? What should you be doing? Is now a good time to reassess the amount of risk you are comfortable taking?
When someone asks you about “risk,” what is your first thought? To most people, their focus immediately turns to what can happen with their investments—especially in a year like this one. But risk has many different elements, and some may be more perilous to your wealth than volatility.
Will you need $1.7 million to retire? That was the average amount survey participants thought they would need. We breakdown this and other parts of the survey including the obstacles to retirement, how long your retirement savings will last, and how much of your income will come from your 401k.
There has been a lot of talk in the media about a recession. Today on Wealth Wednesday our financial advisors will discuss: Defining a recession, Inverted yield curve, are we in a recession, have stocks already priced in a recession, is this something to cause concern?