Are you nearing retirement age or helping a loved one plan for their future? This blog post walks you through the key ages that affect retirement planning, like when you can make catch-up contributions, access your money without penalties, start Medicare, and maximize your Social Security benefits. We’ll keep it simple, clear, and encouraging.
Worried about retiring in today’s crazy market? You’re not alone. Discover how simple planning strategies—like using a cash buffer, smart income timing, and working with a trusted advisor—can help you retire with peace of mind, even when markets are wild.
Are you waiting for the “perfect time” to retire? You might be waiting too long. In this warm and insightful article, we explore why retiring sooner can lead to a healthier, more fulfilling life. Learn about the importance of healthy life expectancy, the three phases of retirement, and how to navigate your finances—even during uncertain markets. If you’ve been dreaming about retirement, this read could help you take the next step with confidence.
f you’ve worked hard, saved wisely, and had a bit of luck, you may find yourself with a nest egg to pass on to your loved ones. But did you know that a traditional IRA or 401(k) could be the worst asset to leave behind? For many people, these accounts are the largest assets they’ve built up—but changes in tax laws mean they’re now far less beneficial to heirs. Let’s explore why this is and what you can do about it.
Today, we're diving into alternative investments. These are not your typical stocks, bonds, or cash investments—they're a different way to grow wealth. Alternatives can help you reduce the ups and downs in your portfolio, generate more income, and give you access to unique opportunities you may not have considered.
Planning for retirement? You’re probably focused on your investments, but have you thought about other major risks that could impact your savings? In this episode, we’re diving into three overlooked challenges that retirees face: long-term care costs, financial support for adult children, and the increasing rate of "gray divorce" among people 50+. These factors can create unexpected financial stress, making it crucial to prepare early. Watch to learn important stats, helpful tips, and ways you can protect your retirement from these risks.
Election Day is right around the corner, and people are buzzing with excitement and worry. For some, it’s a time of hope, while for others, it brings concern about what’s next. Many investors wonder: Will this election impact my investments? Today, we're diving into that topic and discussing whether Election Day really matters to your financial future.
As the calendar turns towards fall, it is natural to think about the young people in our lives heading back to school. With that in mind, we wanted to spend a few minutes talking about the new and improved 529 plans. The SECURE Act made some significant changes that alter how these accounts can be used.
We all face a difficult reality in our lives. At some point, either you or your spouse will pass away. This event creates an emotional wave. In addition, those feelings can be complicated by financial issues. Today we are going to talk about 5 things you need to consider when your spouse dies