Learn how to pay for health care in retirement—before and after age 65. This guide explains ACA marketplace options, COBRA, private insurance, Medicare, and smart strategies like HSA savings and tax planning to help you save money and retire with confidence.
Social Security is a lifeline for millions of Americans, providing essential support during retirement. But with concerns about the system running out of money, it’s natural to wonder how these changes will affect you, whether you're nearing retirement or just starting to think about it. The future of Social Security is often discussed in the media, but how does it really impact your financial plans?
Are you worried about how stock market ups and downs could impact your retirement? In this blog post, we break down why market volatility is normal, what causes stock prices to fluctuate, and what experts predict for the next decade. More importantly, we share practical strategies to protect your retirement savings, manage cash flow, and adjust your investments to stay on track—even during uncertain times. A smart plan can help you navigate the market with confidence! Read on to learn how.
A Roth conversion can be a great financial tool to manage taxes and pass wealth to heirs, but it’s not always the best option for everyone. While converting a traditional IRA or 401(k) into a Roth IRA allows you to pay taxes now and enjoy tax-free withdrawals later, there are situations where this strategy might not be in your best interest. Let’s explore four key reasons why a Roth conversion may not be the right choice for you.
The S&P 500 has had a fantastic run recently, posting consecutive years of 25% gains. While this is great news for investors, it’s also a good time to remember that stock prices don’t always go up. Corrections are a normal and healthy part of the market’s journey, and understanding them can help you stay calm when the markets take a dip.
f you’ve worked hard, saved wisely, and had a bit of luck, you may find yourself with a nest egg to pass on to your loved ones. But did you know that a traditional IRA or 401(k) could be the worst asset to leave behind? For many people, these accounts are the largest assets they’ve built up—but changes in tax laws mean they’re now far less beneficial to heirs. Let’s explore why this is and what you can do about it.
Today, we're diving into alternative investments. These are not your typical stocks, bonds, or cash investments—they're a different way to grow wealth. Alternatives can help you reduce the ups and downs in your portfolio, generate more income, and give you access to unique opportunities you may not have considered.
Discover the key financial updates for 2025! From Social Security benefit increases and Medicare premium changes to higher retirement contribution limits and tax bracket adjustments, this guide breaks it all down. Learn how to maximize your savings, leverage new catch-up contributions, and prepare for potential tax law changes. Stay ahead of the curve and make smarter money decisions for the year ahead!
Planning for retirement? You’re probably focused on your investments, but have you thought about other major risks that could impact your savings? In this episode, we’re diving into three overlooked challenges that retirees face: long-term care costs, financial support for adult children, and the increasing rate of "gray divorce" among people 50+. These factors can create unexpected financial stress, making it crucial to prepare early. Watch to learn important stats, helpful tips, and ways you can protect your retirement from these risks.