It is hard to believe it is already December. We are all ready to put 2022 behind us. It is time to look ahead to next year. We are all hoping for better things. But there is one major concern on our minds. What if stocks go down again in 2023? We look at the potential impact of back-to-back down years of negative investment returns.
It's hard to believe 2022 is almost over. As we approach the final few weeks, it is time to look at some year-end tax savings strategies. We will also talk about a strategy to help you reduce future taxes as well.
Inflation impacts all of us, mostly in an unpleasant way. We have all seen the higher prices at the pump and in the grocery store. But the news isn't all bad. Higher inflation also means other things adjust as well. Those include tax provisions, retirement plan contribution limits, and Social Security. These are the key changes for 2023.
One of the biggest retirement questions we hear from clients is about income taxes. It is one of the biggest expenses you will face in retirement. Income taxes can be confusing and intimidating and you need to have a plan. In this episode of our Retirement Planning Essentials, we talk about how to start planning for income taxes in retirement.
This year has been very difficult for investors. A bear market has plagued both the stock and bond markets. The dark clouds of pessimism dominate the media. But things will change. Better times are ahead, and it is nearing time to shake the doldrums. Are you ready for the next bull market?
Julie Daley and Nikki Lude became financial advisors almost 20 years ago. This year, Ciara Smith joined forces with Nikki to forge a career as an advisor. In this special episode, we celebrate their success and hear about the challenges they have faced in an industry that is overwhelmingly male.
The midterm elections are two weeks away. One-third of the Senate and every Congressperson faces re-election. The current balance of power in both chambers is at stake and the races have captured the attention of many. Regardless of your political beliefs, many of our clients want to know what impact elections have on the stock market.
Generating income in retirement is a key component of your overall financial plan. Do you depend on ongoing capital growth or dividends to generate the funds you need? You can think of the growth as snow and the dividends as rain. Either way, it's all water, and it can all work to help you create the income you need.
This week we have a live broadcast to discuss the current bear market. We'll talk about: what has made this one different, Have we reached the bottom? How does this bear compare? What should you be doing? Is now a good time to reassess the amount of risk you are comfortable taking?